If you’ve suffered a severe, permanent workplace injury in New Jersey, you may be eligible for lifetime workers’ compensation benefits. At Livingston DiMarzio Brown, LLP, we help injured workers secure the compensation and medical care they need—for life.
What Are Lifetime Workers’ Compensation Benefits?
Lifetime benefits are available to workers who are found to be permanently and totally disabled as a result of a job-related injury or illness. These benefits provide critical long-term support, including:
- Weekly wage replacement
- Lifetime medical care
- Ongoing prescription medication and durable medical equipment
- Home healthcare or accommodations, if medically necessary
Weekly Payments That Last a Lifetime
In New Jersey, if you are deemed permanently and totally disabled, you are entitled to 70% of your average weekly wage, subject to minimum and maximum limits set by the state. These payments continue for life, as long as your disability remains total and permanent.
Lifetime Medical Coverage
Your employer’s workers’ compensation insurance is required to cover all reasonable and necessary medical treatment related to your workplace injury, for the rest of your life. This includes:
- Doctor visits and hospital stays
- Surgeries and therapy
- Medical equipment and assistive devices
- Home modifications and personal care (when needed)
Note: All treatment must be authorized by the employer or insurer.
Who Qualifies?
You may be eligible for lifetime benefits if:
- You can no longer perform any type of work due to your injury
- You have lost two or more major body parts (e.g., both hands, eyes, legs, etc.)
- You are approved for Social Security Disability Insurance (SSDI) due to your work injury
Eligibility is determined through medical evaluations and legal proceedings—which is where we come in.
How We Help You Apply
At Livingston DiMarzio Brown, LLP, we guide clients through every step of the claim process:
- Immediate reporting and filing with your employer and the New Jersey Division of Workers’ Compensation
- Medical documentation and expert evaluations
- Aggressive advocacy if your claim is denied, delayed, or underpaid
We’re not just here to file forms—we’re here to fight for your future.
Can Benefits Be Terminated?
In most cases, no. As long as your condition remains permanent and total, your benefits will continue. However, the insurance company may:
- Request periodic re-evaluations
- Attempt to dispute your eligibility
That’s why having experienced legal representation is essential to protecting your benefits.
